40 Money Saving Tips

Money Saving Tips Graphic

I would much rather have some money left over at the end of the month for my husband and I to have a fancy date-night instead of buying my husband new shorts because the button popped off or because my dog was due for a nail trim and groom. But at the end of the month, the shorts are still without a button and the dog still needs a nail trim and groom. That’s where a little bit of elbow grease comes into play. Roll up your sleeves and get your hands dirty! A bit of hard work can save you a ton of money while letting you keep the lifestyle of royalty!

Here is a list of things we have done to reduce our spending and increase our savings.

  1. Adopt the motto, “Use it up, wear it out, make it do or do without.”
  2. Learn to cook from scratch. Check out my many recipes here.
  3. Pack your lunch – a great way to utilize leftovers.
  4. Get rid of cable TV.
  5. Check out YouTube for tutorials on basic home repairs.
  6. Learn how to groom your dog. See how we keep our high-maintenance pup up for almost nothing, here.
  7. Don’t pay someone for services you can do yourself i.e. dog grooming, mending, dry cleaning, housework or landscaping.
  8. Use the minimum toothpaste, shampoo, handsoap and laundry detergent to maintain the same results. (I realized I was using double the amount of shampoo that I needed. Oops!)
  9. Utilize your library’s resources. Our library provides DVD rentals, digital audiobooks and e-books for download straight to your tablet.
  10. Utilize digital, online and print coupons. (Coupons.com & RedPlum.com)
  11. Using Prime Households, split a Prime membership with a close friend. All the benefits for half the cost!
  12. Buy store brand. Kroger & Target’s store brands provide excellent quality for a fraction of the price.
  13. Explore reusable options for disposable products, like these Un-paper Towels.
  14. Grow a garden.
  15. Learn basic mending such as sewing on a button or sewing a patch over a hole.
  16. Use cold water whenever possible, like when washing clothes or rinsing dishes. There’s no need to pay for the water AND the electricity to heat it.
  17. If you truly need to replace an item, save up to buy a quality replacement.
  18. Hang your clothes to dry on a drying rack.
  19. Do not buy more than you will use. You don’t have to buy the whole bunch of bananas or a giant bag of grapes. Only buy what you are sure you will use, or you might as well throw cash into the trashcan.
  20. Make your own coffee at home.
  21. Leave the lights off and open the blinds and drapes. Natural light doesn’t cost a dime!
  22. Do your own pest control. Don’t over-pay a pest control company for something you can do with a little research and elbow grease. We use this outdoors for prevention.
  23. Unplug chargers that aren’t being used. Chargers continue to pull minimal amounts of power when they are plugged in.
  24. Plan your cooking to group the use of your oven together, or use a microwave or slow cooker instead.
  25. Do your own dry cleaning.
  26. Learn how to make your own freezer meals.
  27. If your pets have prescriptions, look into discount programs at a pharmacy instead of buying meds from your vet. Wal-Mart has some great prices on pet meds.
  28. Teach yourself a new hobby like sewing, knitting, crocheting or baking.
  29. Go on a FREE date night. After all, it’s about quality time not elaborate dates.
  30. Meal plan to at least some extent! Here’s my Monthly Meal Plan. Just fill in the dates and what’s for dinner. 🙂
  31. Sign-up for customer loyalty and rewards programs. Here is more information on how I save money with customer loyalty programs.
  32. Only wash full loads in your washer and dishwasher.
  33. Eat dinner by candlelight. It’s a romantic way to be thrifty!
  34. Explore DIY security systems. We LOVE our security camera which we can view from anywhere using our smartphones, but you can DIY house-wide systems.
  35. Buy in bulk.
  36. Put on a sweatshirt, fuzzy socks and curl up under a blanket in the winter rather than turning up the heat.
  37. Make your own body butter.
  38. Sell items you aren’t using or no longer have a use for on eBay, Craigslist or through a local Facebook group.
  39. Shop second-hand at consignment or thrift stores.
  40. Stop buying store-bought cleaners and use vinegar, baking soda or dawn instead.

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This blog contains affiliate links from which I may receive monetary compensation. I assure you that I only recommend the products I use, personally, for me and my family. Full disclosure policy here.

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